Personal Financial Management

The links below are provided as resource center to a variety of financial tools for saving, budgeting and managing your finances.

• Money Management Brochure (160K PDF)
• MnSCU Goals Plans Success Life Plan - Finance

Budget / Spending Plans

• Creating a Budget
• Budgeting 101
• 12 Reasons Budgeting Can Improve Your Life
• The Secret to Budgeting Successfully

• Monthly Cash Flow Worksheet (PDF)
• Budget Worksheet
• Microsoft Office Budget Templates
• College Living Expenses Calculator
• Financial Literacy Month - Tools for Success
• Hands on Banking (Wells Fargo)

FAFSA

• You might be surprised at financial-aid payoff
• Students often overlook federal loans that are great deals
• Federal Aid First
• Top 7 Financial Aid Mistakes Students Make

Financial Aid TV

• Video Playlist
• Transcript Text List
• Money Basics
• Saving and Borrowing Money
• Tips on Saving Money
• Credit Cards
• Education Tax Benefits and Credits

360 Degrees of Financial Literacy

Feed the Pig

Money 101 - CNN Money

Saving Before College

• savingforcollege.com
• Saving Money - Motley Fool
• mnsaves.org
  • Compare College Savings Options
  • 529 College Savings Tool
• College Savings - Motley Fool
  • College Savings Plans Comparison Chart
  • The 529 Plan: College Savings
  • The Coverdell ESA
• The College-Savings Superpage

Educational Tax Information

• Tax Benefits for Education: Information Center
• MnSCU Student Tax Information
• Publication 970 | PDF | HTML
• FAQs of 1098-T
• Education Tax Benefits and Credits Videos
• IRS - Understanding Taxes Student Site

Scholarships

• MSU College and Department Scholarships
• Private Scholarships
• Scholarships and Resources Websites
• Alliss, Dempsey & University Scholarships

Articles

• Take control of college debt - CNN Money
• Eleventh-Hour Ideas for Paying for College
• Get Financially Fit for Back to School - Motley Fool
• Everything You Know About Kids and Money is Wrong - CNN Money
• About Renter's Insurance
• Several options can help if you're struggling to pay student loans - USA Today Personal Finance
• Many 529 plans include savings accounts, CDs with tax benefits - USA Today Personal Finance

Credit Cards

• Two-Cycle Average Daily Balance vs. Average Daily Balance
• Choosing A Credit Card: The Deal is in the Disclosures Federal Trade Commission
• Credit Cards & Consumer Loans Federal Trade Commission
• Fixed Rate vs. Variable Rate Cards
• Interest Rates 101- Motley Fool
• Get Out of Debt - Motley Fool
• The ABCs of Credit Card Finance – Essential Facts for Students

More Credit Card Videos

Post College

• MSU Student Self-Service
• • Print enrollment verification certificates to send to health insurers, housing providers or other organizations requiring proof of your enrollment
  • Check the deferment forms and electronic notifications sent to your lenders
  • Obtain a list of your student loan lenders and link to real-time loan information
  • View your enrollment history
  • View enrollment verifications provided to student service providers at your request
• Reality Check Tool
• Income-Based Repayment
• Student debt repayment assistant
• Paying for College

Calculators

• Cost, Savings, Loans, Budgeting
  • Student Budget Calculator
• Financial Aid Estimator
• FAFSA4caster
• Foolish Calculators
• Yahoo Calculators
• College Cost Calculator
• 529 College Savings Tool
• Kiplingers Tools and Calculators

Magazines

• Kiplingers
• Money
• SmartMoney
• Wall Street Journal

Investment Podcasts (it will open Apple iTunes)

iPhone/iPod/iPad - Finance Apps (it will open Apple iTunes)

Apps

• Budget
• Budgeting
• Finance
• Investment
• Money Management
• Calculator

Budget Software

• iBank (commercial/retail)
• MoneyDance (commercial/retail)
• Money (commercial/retail)
• Mint (free)
• Debtinator (commercial/retail)
• Easy Money (commercial/retail)
• Buddi (free)
• Buxfer (free)
• Horizon calendar (shareware)

Financing College - Student Financial Services Presentation

• Summer 2011
  • PDF - 1 slide per page (5.2MB)
  • PDF - 3 slides per page (3.2MB)
  • QuickTime (click on slide for transitions) 5.9MB

• Summer 2010
  • PDF (1.6MB)
  • QuickTime (click on slide for transitions, or select slide number) (1MB)
  • iPod version (600Kb)