Personal Financial Management

The links below are provided as resource center to a variety of financial tools for saving, budgeting and managing your finances.

• Money Management Brochure (600K PDF)
• MnSCU Goals Plans Success Life Plan - Finance

Budget / Spending Plans

• Creating a Budget
• Budgeting 101
• 12 Reasons Budgeting Can Improve Your Life
• The Secret to Budgeting Successfully

• Monthly Cash Flow Worksheet (PDF)
• Budget Worksheet
• College Living Expenses Calculator (Kiplinger.com)
• Financial Literacy Month - Tools for Success
• Hands on Banking (Wells Fargo)

FAFSA

• You might be surprised at financial-aid payoff
• Students often overlook federal loans that are great deals
• Federal Aid First
• Top 7 Financial Aid Mistakes Students Make

Money 101 - CNN Money

Saving Before College

• savingforcollege.com
• Saving Money - Motley Fool
• mnsaves.org
  • Compare College Savings Options
  • 529 College Savings Tool
• College Savings - Motley Fool
  • College Savings Plans Comparison Chart
  • The 529 Plan: College Savings
  • The Coverdell ESA
• The College-Savings Superpage

Articles

• Take control of college debt - CNN Money
• Eleventh-Hour Ideas for Paying for College
• Get Financially Fit for Back to School - Motley Fool
• Everything You Know About Kids and Money is Wrong - CNN Money
• About Renter's Insurance
• Several options can help if you're struggling to pay student loans - USA Today Personal Finance
• Many 529 plans include savings accounts, CDs with tax benefits - USA Today Personal Finance

Credit Cards

• Two-Cycle Average Daily Balance vs. Average Daily Balance
• Choosing A Credit Card: The Deal is in the Disclosures Federal Trade Commission
• Credit Cards & Consumer Loans Federal Trade Commission
• Fixed Rate vs. Variable Rate Cards
• Interest Rates 101- Motley Fool
• Get Out of Debt - Motley Fool
• The ABCs of Credit Card Finance – Essential Facts for Students

Calculators

• Cost, Savings, Loans, Budgeting
  • Student Budget Calculator
• Financial Aid Estimator
• FAFSA4caster
• Foolish Calculators
• Yahoo Calculators
• College Cost Calculator
• 529 College Savings Tool
• Kiplingers Tools and Calculators

Magazines

• Kiplingers
• Money
• SmartMoney

Financing College - Student Financial Services Presentation

• PDF (1MB)
• QuickTime (click on slide for transitions, or select slide number) (4MB)
• Video iPod version (10MB)

Investment Podcasts (it will open Apple iTunes)

iPhone/iPod - Finance Apps (it will open Apple iTunes)

Student Tax Information

• IRS Tax Information for Students
• Parent and Student Guide to Federal Tax Benefits for Tuition and Fees
• Info for Federal Hope &
  Lifetime Learning Tax Credits
• FAQs of 1098-T
• Publication 970
  • PDF
  • html

Budget Software

• Macintosh - Business and Finance

  • Money (commercial/retail)
  • iBudget (free)
  • Debtinator (commercial/retail)
  • Cha-Ching (commercial/retail)
  • Easy Money (commercial/retail)
  • Buddi (free)
  • MoneyDance (commercial/retail)
  • Buxfer (great for rommates; free)
  • Horizon calendar (shareware)
  • iBank (commercial/retail)
  • SpendThrift (free)

  Windows

  • Buddi (shareware)
  • MoneyDance (commercial/retail)