Human Resources

Page address: http://www.mnsu.edu/humanres/lifeinsurance.html

... > Benefits > Life Insurance

Life Insurance

The State offers a basic life insurance in which you are automatically enrolled at the time you become a benefits-eligible employee of Minnesota state government. We also offer the following additional life insurance which you may purchase through SEGIP on an optional basis.

Employee Basic Life Insurance
Manager's Life
Additional Employee Life
Spouse Life
Child Life

For more information you may contact the plan's customer representatives at:

Ochs Inc
Ochs, Inc.
400 Robert Street, Suite 1880
St. Paul, MN 55101-2015
(651) 665-3789
(800) 392-7295


The Department of Finance & Employee relations also offers information on each of these plans at the following web site: https://web1.lifebenefits.com/grppd/MN006077/StateMinn1.do

Basic Life

The State pays the full cost of basic group term life insurance for benefits-eligible employees who receive at least a partial employer contribution for health/dental coverage. The amount of this insurance is determined by the collective bargaining agreement or plan that covers your job, and is based on the amount of your annual salary.

How much Basic Life Insurance do I have?

Amount is determined by the bargaining agreement or plan that covers your job, and is based on the amount of your annual salary. Go to the Employee Self Service site https://www.state.mn.us/employee. Sign in. In the right column, click on "Benefits" then "Benefits Summary". The next page will show your Basic Life Coverage.

Who is my beneficiary?

Go to the Employee Self Service site https://www.state.mn.us/employee. Sign in. In the right column, click on "Benefits" then "Dependents and Beneficiaries".

How do I change my beneficiary?

Go to the Employee Self Service site https://www.state.mn.us/employee. Sign in. In the right column, click on "Benefits" then "Benefits Summary". In the listing click on "Basic Life" and you will see a box titled "Beneficiary" containing a link to the "Beneficiary Designation" form.

Manager's Life

If you are a manager, the State offers an employer paid life insurance benefit equal to 11/2 or 2 times your annual salary. Check your collective bargaining agreement or plan to determine the amount of your state-paid life insurance and your eligibility for employer-paid coverage.

Additional Life Insurance for Yourself and Your Spouse

You may purchase additional life insurance for yourself and your spouse. Generally you may purchase this insurance in increments of $5,000 up to a total of $500,000. The amount of coverage you may purchase may vary by collective bargaining agreements and plans.

Child Life Insurance

You may purchase life insurance providing $10,000 of coverage for your insurance-eligible children or grandchildren. One child life insurance policy covers all of your dependent children, but not your spouse.

Coverage for newborns begins on the 15th day after birth. You may add child life insurance without evidence of good health within 30 days of the birth of a child or the placement of a child for adoption.