Student Health InsurancePage address: http://www.mnsu.edu/shs/studenthealthinsurance.html
Student Health Services will provide services to current students with or without insurance.
Students with Insurance:
IMPORTANT - Please bring your current insurance card with you to every appointment.
Our Pharmacy can submit to most insurance companies.
SHS Medical Clinic
Claims can be submitted by Student Health Services to the following insurance companies:
- Health Partners
- Student International Insurance
If your insurance is not listed above, we will provide insurance-ready receipts upon request. In this case, students are responsible for submission of their own insurance claims.
We recommend you check with your insurance company prior to your appointment in case a referral is required and to verify coverage. Submission of claims, does not automatically guarantee coverage. For questions about insurance coverage please contact your insurance customer service.
The Pharmacy can bill to most insurance companies if you have your current pharmacy card with you.
Students without Insurance:
Students have the option to post charges from the clinic, lab, and pharmacy to their student account or pay the same day.
The Affordable Care Act requires everyone to have health insurance or be subject to penalties. MNsure.org is an online insurance exchange for Minnesota residents where you can find information about different health plans and coverage. Healthcare.gov is the federal insurance exchange. MnSure hotline is 1-800-366-7873.
Student Health Insurance Update
Starting August, 2014, Minnesota State Colleges and Universities (MnSCU) is no longer offering Student Insurance for domestic students. Due to the requirements of the Affordable Care Act going into effect January 1, 2014, the cost of insurance for domestic students by our current provider will increase substantially.
INTERNATIONAL STUDENT INSURANCE
Health Insurance for International Students is required by Minnesota state law. This insurance coverage is provided by UnitedHealthcare Student Resources and can be purchased through the Cashier's office. Returning students should purchase their coverage by the third week in July for the following year . For more information about health insurance for International students, contact Kathy Grant, Student Insurance Advocate, at Student Health Services 389-1432 or the International Student Office. There is a link below to view a summary of benefits. There is a brochure outlining all the benefits online at www.uhcsr.com. The customer service number of UHC Student Resources is 1-888-251-6243.
NURSELINE: Students that have purchased the Student Insurance have access to nurse advice and health information 24 hours a day, 7 days a week by dialing the number listed on the permanent ID card. Collegiate Assistance Program is staffed by Registered Nurses who can help students determine if they need to seek medical care, understand their medications or medical procedures, or learn ways to stay healthy.
To find a Network provider/clinic near you go to: www.uhcsr.com Go to "Find my school's plan".
Often, students are covered under a policy held by their parents. If this is the case, students should sit down with their parents and go over the coverage with them. Questions to consider are:
- What is covered by the policy?
- What is not covered?
- Is Minnesota State considered "of area" for the policy?
- Is there a deductible?
- Does the student have his/her own insurance card?
- Students should carry their insurance card with them at all times. In cases of emergency, the card will be needed.
Questions about insurance can be directed to Kathy Grant, Insurance Coordinator by calling 507-389-1432 or by emailing: firstname.lastname@example.org