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Minnesota State University, Mankato

Minnesota State University, Mankato
Student Health Services

Student Health Insurance

Page address: https://www.mnsu.edu/shs/studenthealthinsurance.html

Insurance

Student Health Services will provide services to current students with or without insurance. 

If you would like information about purchasing student insurance see below.

Students with Insurance:

IMPORTANT - Please bring your current insurance card with you to every appointment.

Claims can be submitted by Student Health Services to the following insurance companies:

  • BlueCross/BlueShield
  • Medica
  • Health Partners
  • TriWest
  • Cigna
  • UnitedHealthCare
  • PreferredOne
  • MnCare
  • UCare
  • Aetna
  • Student Insurance (Domestic and International) 

If your insurance is not listed above, we will provide insurance-ready receipts upon request.  In this case, students are responsible for submission of their own insurance claims.

We recommend you check with your insurance company prior to your appointment in case a referral is required and to verify coverage.  Submission of claims, does not automatically guarantee coverage. For questions about insurance coverage please contact your insurance customer service. 

The Pharmacy can bill to most insurance companies if you have your current pharmacy card with you.

Students without Insurance:

Students have the option to post charges from the clinic, lab, and pharmacy to their student account or pay the same day.  Information about purchasing student insurance is as follows:

 

Student Health Insurance

The Minnesota State Colleges and Universities System offers an Illness and Injury Policy through UnitedHealthCare Student Resources.  This is for students who are taking 6 or more Undergraduate credits or 3 or more Graduate credits.  

Domestic Student Insurance

There is now an enrollment period of the first 30 days of each semester to purchase the student health insurance.   The insurance is available to purchase by semester or spring/summer.

You may view the benefits in the brochure at  www.uhcsr.com  - go to "Find my school's plan".   If you have questions, please contact Kathy Grant at kathryn.grant@mnsu.edu or 507-389-1432.  The customer service phone number at UHC Student Resources is 1-888-251-6243 or customerservice@uhcsr.com 

Domestic Student Premium Rates 2013-2014.  

Enrollment Period for Summer, 2014           5/19/2014 to 5/30/2014      (Participation in only online courses does not meet the eligibility requirements.) 

Summer                                                      5/19/14 - 8/25/14                 $614

Pease Note:   Starting August, 2014, MSU Mankato will no longer be offering Student Insurance for Domestic students.   You may check with an insurance agent or www.mnsure.org for insurance information.

These rates are for the domestic student health insurance policy.   International students receive their insurance rates by e-mail. 

Benefits have improved.   The maximum coverage for 2013-2014 is now $500,000 per illness or injury (including pharmacy).   Some preventative care was also added.   Please view the benefits at www.uhcsr.com and go to "Find my school's plan".

INTERNATIONAL STUDENT INSURANCE 

 Health Insurance for International Students is required by Minnesota state law. This insurance coverage is provided by UnitedHealthcare Student Resources and can be purchased through the Cashier's office.   Returning students should purchase their coverage by the third week in July for the following year .   For more information about health insurance for International students, contact Kathy Grant, Student Insurance Advocate, at Student Health Services 389-1432 or the International Student Office.  A brochure is available from either of these offices.  The customer services number of UHC Student Resources is 1-888-251-6243.  Click [PDF] here (1 MiB) for instructions on how to create your online account.

[PDF] Summary of Student Injury and Sickness Plan for International Students of Minnesota State University, Mankato (49 KiB)

 [PDF] Primary and Mankato Area Clinic Information for Students with the University Health Plan (34 KiB) 

NURSELINE:  Students that have purchased the Student Insurance have access to nurse advice and health information 24 hours a day, 7 days a week by dialing the number listed on the permanent ID card.   Collegiate Assistance Program is staffed by Registered Nurses who can help students determine if they need to seek medical care, understand their medications or medical procedures, or learn ways to stay healthy.

To find a Network provider/clinic near you go to:  www.uhcsr.com   Go to "Find my school's plan".

 Often, students are covered under a policy held by their parents. If this is the case, students should sit down with their parents and go over the coverage with them. Questions to consider are:

  • What is covered by the policy?
  • What is not covered?
  • Is Minnesota State considered "of area" for the policy?
  • Is there a deductible?
  • Does the student have his/her own insurance card?
  • Students should carry their insurance card with them at all times. In cases of emergency, the card will be needed.

Questions about insurance can be directed to Kathy Grant, Insurance Coordinator by calling 507-389-1432 or by emailing: kathryn.grant@mnsu.edu