Student Debt Relief

Federal Student Aid and the Biden-Harris Administration have announced loan forgiveness plans of up to $20,000 for prior Pell-Grant recipients and up to $10,000 for all other loan borrowers. To be eligible borrower’s annual income must be below $125,000 (individuals) and $250,000 (married couples/head of households). If the U.S. Department of Education doesn’t have your income data – or if you don’t know if the U.S. Department of Education has your income data, the Administration will launch a simple application in the coming weeks.

Borrowers can view their loan balances and check their Pell Grant status by logging into their Federal Student Aid account online at

The Federal Student Loan payment pause will be extended one final time and will end on December 31, 2022. Borrowers should begin making plans to restart repayment in January 2023.

Please visit for the most up-to-date information.

If you would like to be notified by the U.S. Department of Education when the application is open, please sign up at the Department of Education subscription page.

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All federally-held loans are considered for forgiveness. These are typically Direct Subsidized, Direct Unsubsidized, Direct Graduate PLUS, Direct Parent PLUS, and Direct Consolidated loans.

Any federally-held loan which was disbursed (applied to your University billing account) prior to June 30, 2022, is considered for forgiveness. Any loans for the 2022-2023 academic year will not be considered for forgiveness.

All borrowers will be eligible for forgiveness consideration of up to $10,000.

If a student received a Federal Pell Grant while in school, they would be eligible for forgiveness consideration up to $20,000.

Forgiveness consideration is only eligible to individuals who earn less than $125,000 per year or couples/heads of households who earn less than $250,000 per year.

Any student aid recipient can check their loan borrowing and recipient of the Federal Pell Grant by logging into their account on the Federal Student Aid website using their FSA ID and password.

  • Your relief is capped at the amount of your outstanding debt.
  • For example: If you are eligible for $20,000 in debt relief but have a balance of $15,000 remaining, you will only receive $15,000 in relief.

Please visit the Federal Student Aid website for more information and to apply.

You can get a refund for any payment (including auto-debit payments) you make during the payment pause (beginning March 13, 2020). Contact your loan servicer to request that your payment be refunded.

Borrowers can log into the Federal Student Aid website using their FSA ID and password to determine who their federal loan servicer is.

The American Rescue Plan temporarily exempts federal student loan forgiveness from federal taxation through 2025. However, state taxation may apply, so check your specific state tax laws when preparing your state taxes.